Fact checked by Vikki VelasquezRegardless of how old you are, you can still reap the benefits of a Roth IRA, a retirement ...

High-interest debt can feel like a dead weight. While it may be tempting to pull money out of a Roth IRA to pay off debt, is ...

If you currently have a high-deductible health plan, the money you invest in an HSA helps pay for medical care and can act as ...

Learn how to decide whether to max out your 401(k) or IRA first based on your income, tax bracket, and retirement goals.

Discover the intricacies of rolling over a traditional IRA to a Roth IRA, from when to rollover and tax implications to ...

You might think the choice between a Roth and a traditional individual retirement account comes down to taxes. While taxes play a role in this decision, investors shouldn't overlook other ...

You don't need an employer-sponsored retirement plan to open a traditional or Roth IRA. Solo 401(k)s and SEP IRAs are available for self-employed individuals and small business owners. Often ...

No one wants to pay more tax than they owe. Building a tax-efficient retirement paycheck means weighing options, running ...

At age 59 ½, your withdrawals are no longer subject to a 10% penalty, which means it’s cheaper to start moving money to the ...

At intervals, you’ll refill your short-term bucket with dividends, interest and the gains from your long-term portfolios — a ...

For the past seven years I have used my bank's private-investment department to fully fund a backdoor Roth IRA. I go into the branch, sign some papers, and as long as I see the dollar value ...