If the grandchild does need your assistance, you can take money out of the Roth ... "Retirement Plan and IRA Required Minimum Distributions FAQs." Internal Revenue Service. "Publication 970 ...

You may not realize it, but if you're saving for retirement with some tax-advantaged retirement accounts such as IRAs and 401 ...

A surviving spouse can roll over retirement plan funds to his or her own IRA or retirement ... how you'll withdraw money from your savings. Why? If you withdraw less than your RMD, you will ...

If you take a distribution via an indirect rollover, you must deposit 100% of the funds into a retirement plan or individual retirement account (IRA ... This money is returned as a tax credit ...

The key differences that make a Roth IRA stand out, however, include limits on who can contribute and the ability to withdraw your earnings in retirement tax-free (see our FAQs for more details).