Choosing a Roth IRA can be tough -- especially when you're just starting out. Read Next: 8 Frugal Habits Americans Are ...

My good friend Bob from Munster had a question I thought merited visiting in the column. Bob’s question involved a topic we are dealing with more and more often in ...

Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

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One nice thing about Roth IRAs, as opposed to traditional IRAs, is that you're not forced to take required minimum ...

There used to be what you might call “backsies” or a “do-over” on converting money from a traditional IRA to a Roth. You ...

As AI-powered tools to manage personal finances grow ever-more popular, experts warn that they are not yet reliable enough to ...

Raymond P. asks Money Talks News: “I did my first IRA Roth Conversion in December 2023. In terms of the 5-year rule, I know the IRS considers the conversion date to be 1/1/23 for my conversion, so I ...

Whether you are considering a new Roth 403 (b) option or weighing a Roth IRA conversion, these decisions must be approached thoughtfully. Evaluate your tax brackets, market conditions, available cash ...