Credit card balances are finally dipping — but high rates persist. Here's how to start reducing your debt for good.

A personal loan can ease the burden of having multiple debts by consolidating them and reducing your payments. But should you ...

The most important thing you can do after you realize you've missed a credit card payment is immediately pay the minimum ...

The percentage of credit card accounts that were at least 90 days past due hit a 12-year high at the end of 2024.

MAD is the smallest amount a cardholder must pay to avoid the late payment fee and maintain the credit score. The balance ...

A Texas judge has thrown out a federal rule that would have capped credit card late fees at $8. The Consumer Finance ...

A federal judge just scrapped a rule that capped credit card late fees at $8, down from over $30. This reverses a move made ...

Credit cards can be used as an alternative to emergency cash saved in an emergency fund if you don’t have it. While this ...

The exact time your credit card payment will post to your account depends on your payment method and your issuer’s payment rules, as well as the rules outlined by the Truth in Lending Act. If you pay ...

As grocery prices have gone up over the last four years, credit card delinquencies have too, according to a new study.

Missed a payment? Here's how to remove the late mark from your credit report and protect your score from damage.

The CFPB's 2024 final rule on credit card late fees has been vacated as a result of the lawsuit filed by several banking industry trade ...