The most important thing about buying life insurance is first to have a true life insurance-needs analysis done. With a computer or a worksheet, a financial planner should be able to create this ...

There are several excellent online calculators that provide a more thorough needs analysis that can guide the consumer to the appropriate coverage amount. Do single people need life insurance?

To watch more expert insights and analysis on the latest market action, check out more Wealth here. According to Insurance Information Institute, a majority of Americans have life insurance ...

Opting for a $100,000 life insurance policy could save money on premiums, but it’s important to make sure your coverage is sufficient for your needs. A term life policy locks in your rate for a ...

The idea of life insurance is unpleasant ... we are dropping much more insurance for clients than we are adding it. We always start with a needs analysis. Most financial planning programs can ...