For some insurers, it's a year, but many want two, five or even 10 years nicotine-free. Find out more: Are you allowed two life insurance policies? Do you need to tell your life insurance provider if ...

Life insurance can be a valuable financial tool that allows you to protect your loved ones after you're gone. It can replace lost income, help pay off large debts (like a mortgage or college ...

Getting life insurance typically requires a medical exam ... exam policies that pay out as much as $3 million. (You'll still need to answer some health questions.) Who's this for?

Permanent life insurance typically lasts a lifetime and builds cash value that can be borrowed against in the future. No-exam life insurance issues coverage without the need for a medical exam.

Giving that question serious thought will likely leave you with an important conclusion: Life insurance is necessary. Now that you’ve identified the need, it’s time to determine how to obtain ...

After your death, a family member will typically need to cover outstanding loans only if: If you want life insurance to cover a loan, we recommend getting term life insurance. It's the cheapest form ...

The death benefit of mortgage life insurance is equal to your mortgage balance. You typically don’t need mortgage life insurance if you have sufficient life insurance coverage, such as term life ...

It's free, simple and secure. How much insurance you need to buy depends on their future financial needs, your current situation and what your goals are when buying a policy. A simple estimate for how ...

Read our guide to learn when you need a medical exam as part of the life insurance application process. Our rankings, ratings, and product reviews are unbiased. We do not rank or rate products or ...

Formerly ProQuest, the Alliant law firm practice combines full-service insurance and risk management capabilities and expertise addressing the complex insurance needs of law firms Alliant’s ...