It's a straightforward card with a flat rewards rate, no annual fee and no deposit required — ideal for someone whose goal is to build credit. It's among the most accessible and user-friendly ...

Card type: Cash back. Annual fee: $0. Sign-up bonus: Earn a $100 cash rewards bonus when you spend $500 in purchases in the first 3 months. Self-care. Beauty and barbershops; gym memberships and ...