For most people with a mortgage and offset account, the goal is to maximise cash in the offset in order to reduce the interest they pay on their home loan. A strategy some swear by, to achieve ...

Before this week, Westpac would advertise its interest rates as if customers were getting a package deal that would include features like an offset account. The rate was sitting at 7.19 per cent for ...

CBA and ANZ’s loans can include an offset account for $10 a month, while Westpac’s does not. CBA’s subsidiary, Unloan, offers a lowest rate of 5.74 per cent, while NAB’s subsidiary ubank ...

NCA NewsWire / John Gass Westpac announced a whopping 1.05 percentage point cut for owner-occupiers and 1.4 pp for investors for its variable home loan rates which come with an offset account.