Parent PLUS loans carry a fixed interest rate. Rates on private student loans for parents vary and can be either fixed or variable. Typically, if you have excellent credit, you can get a lower ...

The excitement of college can quickly turn to sticker shock when that first bill arrives. Many students and families quickly ...

Parent PLUS loan interest rates and fees are set by the Education Department, based on when the loan is originated. PLUS loans have the highest rates of any type of federal student loan.

Parent PLUS loans have a fixed interest rate of 9.08% and an origination fee of 4.228%, higher than the costs of undergraduate direct subsidized and unsubsidized loans. The parent of the dependent ...

For undergraduates, interest rates on federal student loans are 6.39% for the 2025-26 academic year — marking the first time ...

Text Callout : Key Takeaways - Parent PLUS Student Loan Forgiveness: What You Should Know The U.S. Department of Education offers direct loans specifically for parents of college students, called ...

You’ll also need to complete credit counseling. Interest rates for parent PLUS loans are fixed and consistent for all borrowers in the same academic year. Like other student loans, the interest ...

Graduate loans come with a rate of 8.08 percent, up from 7.05 percent, and parent PLUS loans and graduate PLUS loans are charged interest at 9.08 percent if disbursed after July 1—1.03 percent ...

Federal loans have fixed interest rates, which may be more attractive ... Unlike many private loans that have borrowing limits, Federal Parent PLUS Loans allow you to borrow as much as needed ...

Graduate and professional direct loans will have an 8.08% interest rate, up from 7.05% PLUS loans, available to parents and grad students to fill in funding gaps, will have a 9.08% interest rate, up ...

Although parent PLUS loans have higher interest rates and origination fees than Direct Subsidized and Unsubsidized Loans, they still offer significant benefits. These include access to federal ...

Going to college is more expensive than ever. According to the Education Data Initiative, a 4-year, full-time undergraduate degree averages $38,270. Students attending private institutions will ...