For undergraduates, interest rates on federal student loans are 6.39% for the 2025-26 academic year — marking the first time ...

Experts generally recommend that private student loan borrowing be considered a last resort after students have exhausted ...

The parent PLUS loan program would see big changes too. parent PLUS has been controversial because it comes with a higher interest rate than traditional federal loans and has led to nagging debts for ...

You’ll also need to complete credit counseling. Interest rates for parent PLUS loans are fixed and consistent for all borrowers in the same academic year. Like other student loans, the interest ...

Interest rates are 6.53% for new federal undergraduate loans, 8.08% for graduate loans, and 9.08% for parent PLUS loans. As of March 2025, Credible, a student loan marketplace, listed fixed rates ...

The cost of attendance is determined by the school. Parent PLUS loans have fixed interest rates and a small origination fee. These loans are available for students pursuing graduate school ...

Cosigning a student loan can help your child qualify for funding, but it also makes you legally responsible for repaying the debt Sarah Sharkey is a contributor to Buy Side from WSJ and expert on ...

Parent PLUS loan interest rates and fees are set by the Education Department, based on when the loan is originated. PLUS loans have the highest rates of any type of federal student loan.

Parent PLUS loans carry a fixed interest rate. Rates on private student loans for parents vary and can be either fixed or variable. Typically, if you have excellent credit, you can get a lower ...

If you defer payment, you will likely be responsible for the interest that accrues during that period. When you apply for a Parent PLUS loan, you are agreeing to shoulder some or all of the cost ...

Parent PLUS loans provide a way to bridge the gap, but rising interest rates have made these loans a costly option. The rate for federal parent PLUS loans taken out between July 1, 2024 ...

Going to college is more expensive than ever. According to the Education Data Initiative, a 4-year, full-time undergraduate degree averages $38,270. Students attending private institutions will ...