A workaround for the Roth IRA income restrictions enables wealthier individuals to to earn tax-free income. But how long will ...

Here’s how the Roth IRA works, what it offers and how it compares to a traditional IRA. If you already know you want a Roth ...

Regardless of how old you are, you can still reap the benefits of a Roth IRA, a retirement account that allows savers to grow ...

If you’re going to save for retirement, you might as well enjoy a host of tax benefits along the way. That’s why savers are ...

Nervous about investing in a 529 plan? If college doesn't pan out, the money can now be rolled over into a Roth IRA, which ...

Learn how to decide whether to max out your 401(k) or IRA first based on your income, tax bracket, and retirement goals.

Without access to a 401 (k) account, one of the best tools available to you is an individual retirement account. An IRA is ...

Related: 'I got seriously burned': My financial adviser took me for lunch, bought my kids gifts - and had me invest $500,000 in annuities. What should I do? Both you and the adviser are culpable.

Let’s go back to the tax-bracket model that we used above. Since you’re still working and earning $80,000, you might choose to convert $40,000 – $50,000 of your traditional IRA balance each year — ...

As with regular Roth IRA contributions, you would contribute ... standard to act in your best interests. Here’s how it works: 1. Answer SmartAsset advisor match quiz 2. Review your pre-screened ...

One of the big keys to ensuring you're saving enough is setting a specific numeric goal, and then mathematically working your ...

There is a concern that once you hit a certain income level, a Roth IRA account is no longer an option. Thankfully, you can “backdoor” a Roth IRA account, something this Redditor is learning now.