The Roth 401(k) is a powerful retirement savings tool offered by employers, combining the benefits of a Roth IRA and a ...

High-interest debt can feel like a dead weight. While it may be tempting to pull money out of a Roth IRA to pay off debt, is ...

With a Roth IRA, it's the exact opposite. You pay the taxes on the front end, but there are no taxes on the back end. And remember, in both traditional and Roth IRAs, your money grows tax free ...

Roth IRA conversions let you turn tax-deferred savings into Roth, incurring taxes now for tax-free withdrawals later. No limit exists on the amount you can convert per year, but large sums might ...

What 50-Year-Olds Need To Know About Roth IRAs What 50-Year-Olds Need To Know About Roth IRAs What You Need to Know About Roth IRAs What Baby Boomers Need to Know About Roth IRAs What's the Most ...

The IRA itself isn't different — it still comes in a traditional or Roth IRA type — but is referred to as "spousal" because contributions come from the working spouse's income, even though the ...

is tax-free and represents basis in the receiving Roth IRA or Roth 401(k)—that is, those amounts will be tax-free when distributed from the receiving account. If your Roth 401(k) distribution is ...

If you’re going to save for retirement, you might as well enjoy a host of tax benefits along the way. That’s why savers are ...

Retirement accounts such as Roth and traditional IRAs and 401(k)s are a great way to save, but mind the tax rules on ...

Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation.

Calculating when and how much of traditional retirement accounts to convert to Roth IRAs depends on a combination of tax ...

Roth conversions are especially attractive when the stock market drops, according to certified financial planner Ashton ...