A major retirement survey reveals widespread Roth IRA regret among seniors. The data demonstrates significant financial implications of delayed Roth contributions.

Here’s how the Roth IRA works, what it offers and how it compares to a traditional IRA. If you already know you want a Roth ...

Regardless of how old you are, you can still reap the benefits of a Roth IRA, a retirement account that allows savers to grow ...

High-interest debt can feel like a dead weight. While it may be tempting to pull money out of a Roth IRA to pay off debt, is ...

Reality is that if you are over 59 ½ years old and you had the Roth IRA account for at least five years, then your ...

Planning for retirement can feel overwhelming. There are so many acronyms, rules and options floating around that it’s ...

Learn how to decide whether to max out your 401(k) or IRA first based on your income, tax bracket, and retirement goals.

While utilizing Roth accounts to pay off debt isn’t a wrong idea, it’s just not the most tax efficient, he pointed out. The problem is that when you take money out of an IRA, you’re not just ...

A Roth IRA is one of the most popular ways for individuals to save for retirement, and it offers some big tax advantages, including the ability to withdraw your money tax-free in retirement.

In other words, it’s your retirement, your way. However, you should look closer at Roth IRAs to maximize your long-term financial security. Why the buzz around Roth IRAs? It’s all about the ...

Using a Roth IRA to buy a car might sound like a smart move if it means avoiding debt. But financial expert Suze Orman says it's one of the worst things you could do with your retirement savings ...

Below, we discuss nine important factors to keep in mind when deciding to do a Roth conversion. When you convert a traditional IRA to a Roth IRA, you will have to pay income tax on the conversion ...