The first round of July Social Security payments, worth up to $5,108 for the highest-income earners who retire at age 70, goes out to recipients on Wednesday. When does the check arrive? Social Security payments typically begin on the second Wednesday of every month,

The resounding advice about filing early for Social Security retirement benefits is pretty unambiguous: Don’t do it. However, if you can’t delay — due to immediate cash flow needs — or don’t want to because you’re worried about the Social Security program’s solvency,