Her redemptio... Toni is a points and miles ... Although each credit card earns rewards independently, most Ultimate Rewards cards have the ability to pool points into a single account.

Her redemptio... Over a decade of editorial ... this can be a way to get more value from your points. Ultimate Rewards cards also include a redemption option known as Pay Yourself Back.

Chase offers three cards that let you transfer your Ultimate Rewards points to a Chase airline or hotel partner for potentially more value than cash back or travel booked through Chase Travel.