Fact checked by Vikki VelasquezRegardless of how old you are, you can still reap the benefits of a Roth IRA, a retirement ...

High-interest debt can feel like a dead weight. While it may be tempting to pull money out of a Roth IRA to pay off debt, is ...

For the past seven years I have used my bank’s private-investment department to fully fund a backdoor Roth IRA. I go into the ...

A workaround for the Roth IRA income restrictions enables wealthier individuals to to earn tax-free income. But how long will that back door remain open?

If you’re going to save for retirement, you might as well enjoy a host of tax benefits along the way. That’s why savers are ...

What this means functionally is that his first step of the process is to account for his yearly required minimum distribution, which he does in the form of a charitable donation. That allows him to ...

You might think the choice between a Roth and a traditional individual retirement account comes down to taxes. While taxes play a role in this decision, investors shouldn't overlook other ...

You don't need an employer-sponsored retirement plan to open a traditional or Roth IRA. Often overlooked is that Heath ...

The bottom line is that with the exception of the state Auto-IRA programs, IRAs remain primarily a way for those with retirement assets to gain more tax-advantaged saving rather than a mechanism for ...

Without access to a 401 (k) account, one of the best tools available to you is an individual retirement account. An IRA is ...

With an annual income of about $235,000, they make too much money to contribute to a Roth IRA. But that doesn’t mean that account is off the table for them. Earning too much will get you barred ...