Regardless of how old you are, you can still reap the benefits of a Roth IRA, a retirement account that allows savers to grow ...

Reality is that if you are over 59 ½ years old and you had the Roth IRA account for at least five years, then your ...

Here’s how the Roth IRA works, what it offers and how it compares to a traditional IRA. If you already know you want a Roth ...

High-interest debt can feel like a dead weight. While it may be tempting to pull money out of a Roth IRA to pay off debt, is ...

Learn how to decide whether to max out your 401(k) or IRA first based on your income, tax bracket, and retirement goals.

Related: 'I got seriously burned': My financial adviser took me for lunch, bought my kids gifts - and had me invest $500,000 in annuities. What should I do? Both you and the adviser are culpable.

Staggering your Roth conversions can save a lot of money. Under the right circumstances, a Roth IRA can be the best ...

While utilizing Roth accounts to pay off debt isn’t a wrong idea, it’s just not the most tax efficient, he pointed out. The problem is that when you take money out of an IRA, you’re not just ...

Future tax rates are uncertain, which means the choice between a Roth or a traditional IRA is one that involves both science and art. Having a window into the future would help. “If that’s not ...

No one wants to pay more tax than they owe. Building a tax-efficient retirement paycheck means weighing options, running ...

Teenagers aren’t known for taking the long view with money. But a growing number of high school students are taking classes ...