A Roth IRA can be a great way to save for retirement, as the accounts have no required minimum distributions and you can ...

RMDs: Beginning at age73 (or 75 if you were born in 1960 or later), you must begin taking RMDs from your 401 (k), even if you ...

Nearly half of Americans skip insurance in their financial plans. Here’s why experts say that’s a mistake, and how it could ...

Dear Savvy Senior, What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost ...

I contribute 15% to my 401(k), which is currently valued at $165,000. I also rolled over an old 401(k) with $125,000.” ...

A major retirement survey reveals widespread Roth IRA regret among seniors. The data demonstrates significant financial ...

Investing is one of the common paths to long-term wealth, but it can feel complex if you are just getting started. Luckily, ...

Help your teen build lifelong financial security. Learn how a Roth IRA offers early tax-free growth and financial flexibility ...

Dear Quentin, When I leave my job, would I be better off taking a $61,000 lump sum to roll over into an existing IRA or, ...

Roth IRAs are one of the most powerful tools for retirement savings, offering tax-free growth and tax-free withdrawals in retirement. Read More: What $1 Million in Retirement Savings Looks ...

Contributions into a Roth IRA use after-tax dollars, unlike contributions to a traditional IRA or 401(k), which are not taxed. This may be a bigger hit to your finances in the short term, but your ...

Converting a traditional IRA to a Roth IRA is often presented as a smart move — especially if you expect your taxes to go up later. But as one 77-year-old listener named Lily recently found out, not ...