Here’s how the Roth IRA works, what it offers and how it compares to a traditional IRA. If you already know you want a Roth ...

Opening a Roth IRA might be the single best retirement decision you can make. While the Roth IRA doesn’t offer immediate tax ...

High-interest debt can feel like a dead weight. While it may be tempting to pull money out of a Roth IRA to pay off debt, is ...

In fact, many experts consider the Roth IRA the best retirement plan available. Here’s how the Roth IRA works, what it offers and how it compares to a traditional IRA. If you already know you wa ...

Learn how to decide whether to max out your 401(k) or IRA first based on your income, tax bracket, and retirement goals.

Related: 'I got seriously burned': My financial adviser took me for lunch, bought my kids gifts - and had me invest $500,000 in annuities. What should I do? Both you and the adviser are culpable.

Below, we've listed our top picks for who has the best Roth IRA accounts, as chosen by our Business Insider editors in 2025. Best Roth IRA Accounts Earn a $150 bonus when signing up $1,000 0.99% ...

Periods of increased market volatility can present a great opportunity for Roth conversions,” said Bob Alimena, a private wealth advisor at Procyon in Melville, N.Y. “When markets become oversold, it ...

Roth IRA contributions can be withdrawn anytime without taxes or penalties. Converted Roth IRA funds are tax- and penalty-free after five years from Jan. 1 of the year of the conversion.

It's best to speak with a financial advisor or tax ... if you've been saving money through a post-tax retirement account — like a Roth IRA or Roth 401(k) — you won't need to account for ...

Andrea is a former NerdWallet authority on retirement and investing. Her stories have appeared in The Wall Street Journal, the SanFrancisco Chronicle, MarketWatch and elsewhere. She has been ...