Planning for retirement can feel overwhelming. There are so many acronyms, rules and options floating around that it’s ...

Opening a Roth IRA might be the single best retirement decision you can make. While the Roth IRA doesn’t offer immediate tax ...

Related: 'I got seriously burned': My financial adviser took me for lunch, bought my kids gifts - and had me invest $500,000 in annuities. What should I do? Both you and the adviser are culpable.

Periods of increased market volatility can present a great opportunity for Roth conversions,” said Bob Alimena, a private wealth advisor at Procyon in Melville, N.Y. “When markets become oversold, it ...

Here’s how the Roth IRA works, what it offers and how it compares to a traditional IRA. If you already know you want a Roth ...

High-interest debt can feel like a dead weight. While it may be tempting to pull money out of a Roth IRA to pay off debt, is ...

Backdoor Roth IRAs: If you exceed income limits for direct Roth IRA contributions, you can convert after-tax dollars into a ...

At intervals, you’ll refill your short-term bucket with dividends, interest and the gains from your long-term portfolios — a ...

You don't need an employer-sponsored retirement plan to open a traditional or Roth IRA. Often overlooked is that Heath ...

An individual retirement account (IRA) is a versatile personal savings plan designed to help Americans save for retirement, ...

Without access to a 401 (k) account, one of the best tools available to you is an individual retirement account. An IRA is ...

The average Social Security payout is currently less than $2,000 a month, and it's expected to drop even lower in years.