Indian banks, particularly private ones, are facing challenges with unsecured retail loans, evidenced by rising slippages and non-performing assets. While growth in this lending segment has slowed, it ...

Refinancing a personal loan means replacing an existing loan with a new one. Personal loan refinancing could make sense if ...

Take credit cards, for example. Those short-term borrowing products currently have rates averaging over 21%. Personal loan ...

The state-owned lender also revised the Fixed Rate Spread (FRS) for retail loans, which now stands at 1.50%. Accordingly, the ...

Felix RohatynAs a banking professional, your job depends on minimizing risk for your bank. There are multiple ways to do this. But regular site visits to loan properties are certainly among the top ...

RBI also flagged a funding-side risk. Many NBFCs continue to depend on bank borrowings, but this channel has started to ...

J. Eric Guth of Much Shelist, PC discusses using an "excluded assets" proviso with a blanket lien in corporate lending, which ...

If you are in an urgent need of money for any reason whatsoever, you may explore the prospect of raising a personal loan. The reason could vary from personal emergency to hosting a wedding, or sending ...

Each mortgage has a loan term, or payment schedule ... She previously wrote about personal finance for NextAdvisor. Based in New York, Katherine graduated summa cum laude from Colgate University with ...

In times of urgent financial need — whether for medical expenses, home improvement, travel or consolidating debts — personal loans offer a quick and flexible solution. One option to consider is the ...

many Non-Resident Indians (NRIs) continue to hold deep emotional and financial ties to India. Personal loans for NRIs in India are a great way to cover unexpected expenses, remodel their homes, or for ...

Indian households have increasingly splurged on credit. Government data shows that they have been saving less than before and turned to loans more often ...