Once you reach a certain age, the government imposes required minimum distributions, or RMDs, on your accounts each year. You ...

As is the case with anyone nearing retirement age, thinking about minimizing taxes and reducing any future RMDs (Required ...

Inherited IRAs pose a number of new challenges, due to the SECURE Act of 2019 and updated IRS guidelines regarding RMDs.

Question: “I’m a 63 year old retiree with no kids or heirs and $600,000 in one account. I don’t mind spending down my money, ...

I am 70 and I have $1.4 million in traditional IRAs. Is it best to do $160,000 in Roth conversions for the next 1-3 years to reduce my high RMDs in about 5-10 years? That would put me in the 24% tax ...

Did you know that, in most cases, you must start taking required minimum distributions (RMDs) from your retirement accounts ...

To close out the 2019 calendar year, President Trump signed the "SECURE Act" into law. Fully titled, "Setting Every Community Up For Retirement Enhancement Act of 2019," the law provides ...

The ERISA consultants at the Retirement Learning Center (RLC) address whether it’s possible to aggregate RMDs from an annuitized IRA with RMDs from an IRA that isn’t annuitized to determine the total ...

The Government Pension Offset was more draconian. It cut spousal and survivor Social Security benefits by two-thirds of the non-covered pension, often to zero. Many married, divorced and widowed ...

Legally, it's never too late to make a Roth conversion. You can do this at any time in life, in any amount, so long as you ...

The Tax Cuts and Jobs Act lowered tax rates for most taxpayers and nearly doubled the standard deduction. Most provisions of ...

The consulting firm that built and manages RIBridges has paid $5 million to the state of Rhode Island for expenses associated ...