Inherited IRAs offer financial opportunities to beneficiaries but you must understand the 10-year rule to optimize your inheritance and avoid penalties.

If you ever wanted to make my mother mad, bring up the topic of RMDs. While she made withdrawals from her IRA, she didn’t need what the government made her take. Please log in, or sign up for a new ...

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From a legal and regulatory standpoint, it is never too late for a Roth conversion. Under the rules, you can transfer ...

Inheriting a retirement account can be complicated. With a retirement account that you opened, you’re referred to as the ...

If you've been tucking money away into a traditional IRA, SEP IRA, SIMPLE IRA, or employer-sponsored plan like a 401 (k), you'll eventually have to take required minimum distributions (RMDs) and pay ...

If you're retired and have a tax-deferred retirement account -- like a traditional IRA, SEP IRA, SIMPLE IRA, 401(k), 403(b), ...

Understanding the essentials of taxation in retirement income strategies involving annuities helps ensure positive outcomes ...

A required minimum distribution (RMD) is the smallest amount of money that must be withdrawn from certain types of retirement ...

Learn how required minimum distributions (RMDs) affect your traditional IRA balance, how to calculate them and strategies to minimize tax impacts in retirement.

For a Roth conversion, he wants to move investments at a low that has the best chance for big appreciation. For a regular withdrawal, like for an RMD, he wants to use a short-term bond or other asset ...

Joy Taylor, The Kiplinger Tax Letter Editor, answers questions on Roth IRAs, RMDs and other retirement accounts.