You can superfund a child's 529 account by making a lump-sum contribution of up to $95,000 ($190,000 if you're a married ...

In our Ask the Editor series, Joy Taylor, The Kiplinger Tax Letter Editor, answers questions related to IRAs and other ...

Do Roth IRAs have RMDs? Here's what you should know about the rules for Roth IRAs and so you can avoid any potential tax penalties.

For a Roth conversion, he wants to move investments at a low that has the best chance for big appreciation. For a regular withdrawal, like for an RMD, he wants to use a short-term bond or other asset ...

The rules regarding those RMDs are occasionally tweaked, and four of them changed for 2025. Under the Secure Act 2.0, passed in 2022, the mandatory age to begin taking RMDs was raised to 73 for people ...

If you need to start tapping into your 529 for college expenses, here are some options and alternatives amid the Trump ...

If you want to make a second Roth IRA contribution within a single year, you still have time -- as long as you make the ...

Provisional income between $25,000 - $34,000 for single filers, $32,000 - $44,000 for joint filers, up to 50% of Social ...

More from Personal Finance: What to know before trying to 'buy the dip' as tariff sell-off deepens As recession risk jumps, ...

Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation.

The only option open to taxpayers at all income levels is a traditional nondeductible IRA, but this subjects investors to two ...

The personal finance Reddit community shares their tips for a 41-year-old who has a $40,000 traditional 401(k) account.