Discover why understanding your 401(k) is essential for maximizing your retirement savings. Learn about contribution limits, employer matching, investment options, tax benefits, and more.

plans and provided tax credits to employers who offered 401(k) auto enrollment. But critics said this reform didn’t go far enough. Today, Secure Act 2.0 will require many employers to ...

The Treasury Department and the Internal Revenue Service issued proposed regulations Friday for several provisions of the SECURE 2.0 Act, including ones related to automatic enrollment in 401(k) and ...

Required minimum distributions, or RMDs, are mandatory withdrawals you're eventually required to make from retirement accounts funded with pretax money like traditional 401(k)s and traditional IRAs.

ERISA experts Fred Reish and Joan Neri answer a question about addressing a plan sponsor client’s error in implementing automatic enrollment. Q: I am a registered ...

This will, for many new plans, change the rulebook. Historically, enrollment in a 401(k) has necessitated employee action. Thanks to auto enrollment the paradigm will change to an ‘opt-out ...

The Effect of Automatic Savings Policies," Choi and his colleagues studied nine 401(k) plans and found that auto enrollment and default auto-escalation are actually less effective in increasing ...

The Memphis Flyer is Memphis’ alternative newsweekly, serving the metro Memphis area of nearly a million residents. The Flyer was started in 1989 by Contemporary Media, Inc., the locally owned ...

The Memphis Flyer is Memphis’ alternative newsweekly, serving the metro Memphis area of nearly a million residents. The Flyer was started in 1989 by Contemporary Media, Inc., the locally owned ...

Since "most people are like a deer in the headlights when it comes to a 401(k)," Williams favors automatic enrollment as another strategy as well, he said. Items as small as a cloth to clean glasses, ...

Since "most people are like a deer in the headlights when it comes to a 401(k)," Williams favors automatic enrollment as another strategy as well, he said. Items as small as a cloth to clean ...