Californians are coming to realize that higher-priced insurance is better than a broken system with no insurance at all.

Renting a car can be pricey, especially with insurance costs. Many credit cards offer rental car coverage as a complimentary benefit, which you can use to skip extra charges while staying protected.

MINNEAPOLIS — Micaela has spent three decades tirelessly cleaning houses, working as a clerk and now owns a shop in the Twin Cities that she tends to seven days a week, only closing Christmas and New ...