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The "Mutt" singer and R&B producer's new Capital One Lounge partnership is just another way he's slowly building his brand and career longevity.

The card's rewards structure isn't the easiest to remember. But its useful bonus categories, flexible rewards and outstanding welcome offer make it a top contender among cash-back cards.

You get bonus points for spending on travel, dining and some everyday purchases. Points are worth more when used to book through Chase.