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Cash-back cards are one of the most common types of rewards cards, and arguably the easiest ones to use. Travel cards get a lot of attention, but not everyone wants to memorize a dozen different ...
Premium travel credit cards aren't a match for my lifestyle. Learn why I decided to go for cash back cards instead.
Most cash-back cards offer a simple return rate on purchases made in a given set of categories. For example, if a credit card offers 2% cash back on every purchase, you'll earn 2 cents back per ...
But some cards offer a lower value for your points when you're paying at a merchant than when you're redeeming them for cash back. For example, they might only cover $10 of your shopping bill, but ...
Some cash-back rewards cards have rotating spending categories where you can earn a higher rewards rate -- as high as 5% -- but they often have spending limits before rewards fall to 1%.
The best cash-back cards can offer you around 2% on every purchase, without any limits. The right cash back credit card can earn you hundreds, or thousands of dollars a year for free.
If you use a cash-back card like the Wells Fargo Active Cash Card that receives 2% cash back on every purchase, your earnings jump to $179.78 annually or just below $15 monthly. 2.5% ...
How much cash back you can earn depends on the credit card and its cash-back rate. Some cards offer a flat-rate cash back, say 2%, on all purchases no matter what they are. Others offer a higher ...
A credit card giving you 1% back would mean earning $36 per year from your $3,600 in gas spending. But a credit giving you 4X points at the pump would have you earning $144 per year.
The Discover it® Secured Credit Card is a great choice in part because it also offers cash back: Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each ...
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening; Earn unlimited 1.5% cash back on every purchase made for your business ...