Our guide has current Charles Schwab CD rates and you can learn how brokered CDs differ from traditional ones. advertisement. Charles Schwab CD Rates May 2024: Earn up to 5.35% APY.

Our one-stop shop of the best CD rates simplifies finding the right CD for your needs. Check out the top CD rates to make your money work harder for you.

Certificate of deposit (CD): Charles Schwab certificates of deposit. Other Accounts: Investing, credit cards, IRAs and 529 accounts. Bank branches or online only: Banking services are online-only.

Meanwhile, the average interest yield on a 60-month certificate of deposit (CD) increased from 0.28% to 1.38%, but if you shop around online you can find a CD with a rate many times higher right now.