Chinese banks are under pressure to boost consumer lending, but rising defaults and weak household demand are making it ...

Chinese banks are struggling to comply with new Beijing guidelines to boost consumer credit as they reel from a surge of ...

Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a ...

An unsecured loan is a loan based on your creditworthiness and good faith promise to repay rather than collateral, such as a home or vehicle.

Small personal loans can be found at traditional banks, credit unions and online lenders – here's where to get a small loan and what borrowers should consider first.