When faced with rising rent and mounting debt, the temptation to dip into a 401(k) to buy a home can be strong, but personal ...

If you’re in debt, you don’t have to stay that way. Making regular monthly payments, being more prudent with your expenses, ...

In 2024, the average American’s credit card debt rose to $6,730, according to Experian. But that doesn’t mean everyone who ...

Companies borrowed heavily during the cheap-money era, piling up almost $1 trillion in debt that's now coming due. Refinancing at today's punishingly high rates drains corporate cash away from hiring, ...

Here are some simple steps to recession-proof your money. Build a buffer, lock in high rates, cut unnecessary expenses, and ...

I tuned in to David Ramsey’s financial podcast, and wow! There are some wild stories out there. The numbers on student loan ...

Dear Dave, How do you feel about moving credit-card balances to other companies to get lower rates when you’re trying to get ...

Q. How do you feel about moving credit card balances to other companies to get lower rates when you’re trying to get out of debt? I just paid off my ...

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Struggling with debt? Learn how to negotiate credit card debt settlement yourself and take charge of your finances.

Millions of Americans are on the brink of defaulting on their credit card debt right now. Credit card delinquencies have been ...

I plan on keeping the accounts open to protect my credit, but I will cut and toss all the cards so I can’t use them.” ...