These credit cards deliver lasting value that can easily outweigh their annual fees, even years after you open them -- find out why they're perfect for your wallet.

Our opinions are our own. Most credit cards tack an extra charge on purchases made outside the U.S. If you're planning to travel abroad, you'll want a card without foreign transaction fees ...

Some consumers will use multiple cards, or debit cards or store credit cards, which may offer better rewards or incentives, ...