M ore Americans are struggling to make ends meet in today's tough economic environment, and, as a result, credit card debt ...

and private label credit cards. A closed loop card is only valid for use at the particular company that issued it, such as a retail or gas station chain. Open loop cards, by contrast ...

filadendron / Getty Images An authorized user is someone who has official permission to use another person's credit card but isn't legally responsible for paying the bill. An authorized user ...

If you're evaluating credit cards, however, spending a few minutes digging into the details could save you money, help you rack up better rewards and ultimately allow you to choose the best card ...

Credit card companies charge late payment fees when you fail to make a payment or pay the full minimum amount by your due date. It might not seem like a big deal, but credit card late fees can be ...