Office for Civil Rights recently issued guidance directed to medical schools on the use of race-based criteria in admissions ...

Confirm the debt is yours. Before taking any action to pay off a debt in collections, verify the debt belongs to you. Gather ...

Need answers fast? Here's how to find out what debt collectors you owe and take action to protect your credit score and peace ...

When you become delinquent on a debt, it’s common for that debt to be turned over to a collection agency ... the debt collector for a debt validation letter to prove that they own the debt ...

The Consumer Financial Protection Bureau (CFPB) offers templates for these letters on their website. Request specific documentation, including: The Fair Debt Collection Practices Act (FDCPA ...

The court found that the debt collector’s actions did not violate the Fair Debt Collection Practices ... In such cases, sending a validation letter does not violate the FDCPA.

Upstate Better Business Bureau President Hunter Jones said debt collection scams are among ... “One thing we can do is ask for a validation letter of the debt. If someone is contacting you ...

Phone calls, threatening letters and other ... their authority to collect. Debt collectors cannot legally continue their collection efforts until they provide this validation, and in some cases ...

Whether you experienced a tough financial situation or simply forgot about a debt you owe, collection ... There are plenty of templates online of pay-for-delete letters you can use.

The Fair Debt Collection Practices Act gives you the right to dispute inaccurate credit reporting. To get started, send a debt validation letter to request Verizon to prove you owe the debt.

A debt validation letter asks the lender or collection agency to verify your debt and prove ... it's also very simple to do yourself. Following a simple template, like the sample letters above, can ...

When a debt goes unpaid, your creditor might assign or sell your account to a collection agency ... including: Validation letters may be sent by regular mail or email. If a debt collector doesn ...