Having your wages garnished can create a serious dent in your paycheck. Here are some tips for getting by on a lower income ...

Alternatives to debt relief include working with a credit counselor, negotiating with your creditors, consolidating your debt and tapping into the equity you’ve built up in your home. Seeking help ...

If you can't pay the full balance owed but want to resolve the debt, negotiating a settlement for less than the total amount ...

Key takeaways A debt management plan (DMP) can make it easier to manage your unsecured debts, including credit card bills and personal loans. If a credit counselor successfully negotiates with your ...

What may surprise you is that you can negotiate your credit card debt independently. We often rely on professionals to address complex challenges—car mechanics, lawyers, trainers, etc.

Credit card companies and debt collectors may forgive some of your debt if you have a significant financial hardship. You can negotiate your debts yourself, or get help from a professional service.

Credit card companies and debt collectors may forgive some of your debt if you have a significant financial hardship. You can negotiate your debts yourself, or get help from a professional service.

Credit card companies and debt collectors may forgive some of your debt if you have a significant financial hardship. You can negotiate your debts yourself, or get help from a professional service.

3 ways to get your credit card debt forgiven Option 1: Negotiate with creditors yourself Anyone can negotiate with their creditors. The first step is to contact them and explain your situation.

3 ways to get your credit card debt forgiven Option 1: Negotiate with creditors yourself Anyone can negotiate with their creditors. The first step is to contact them and explain your situation.