Debt settlement requires you to pay a lump sum to creditors for less than you owe and have the remaining balance forgiven. To ...

But legislators have also been making changes. In January, an Illinois law went into effect forbidding credit bureaus from factoring in medical debt in credit reports and scores. That follows a policy ...

Achieve offers unsecured personal loans for borrowers who want to consolidate high-rate debt, cover large expenses or ...

Debt consolidation may temporarily reduce your credit score, but it will rebound over time with on-time payments. Combining ...

Our Achieve Debt Relief review covers its services, benefits, drawbacks, and user experiences in 2025. Find out if it's right ...

Our detailed Freedom Debt Relief review for 2025 covers its services, fees, pros, cons, customer experiences, and more.

Struggling with debt? Here's what to know about how Freedom Debt Relief's program works and what it could cost you.

A credit card hardship program may help you catch up on payments without defaulting on your credit cards. Many credit card ...

Freedom Debt Relief offers an affordable option and a proven track record to assist individuals with a substantial debt load.

Most debt settlement programs, by contrast ... Debt settlement is likely to have an impact on your credit score; the settlement will be reflected in your credit report for up to seven years.

Debt settlement, aka debt relief, debt resolution or debt negotiation, means contacting your creditors and asking them to ...