The U.S. Department of Education offers direct loans specifically for parents of college students, called Parent PLUS loans. Like with other federal student loans, only a few special ...

The interest rate for undergraduate federal student loans disbursed between July 1, 2025 and June 30, 2026 will be 6.39%, ...

College students taking out federal loans for the 2025-26 academic year will benefit from slightly lower interest rates, according to the U.S. Department of Education. The reduct ...

After years of steady increases and record highs, federal student loan interest rates will finally soften this summer — ...

PLUS loans, available to parents and grad students ... Add the two together to get the new interest rate for direct undergraduate loans: 6.392%, rounded down to 6.39%. The lower rates could ...

Understand the types, eligibility and repayment plans for federal student loans.

New graduate loan rates are 8.08% and new parent PLUS loan interest rates are 9.08% during ... There is an origination fee of ...

Interest rates and fees on federal student loans ... Direct Unsubsidized Loans, and Direct PLUS Loans. Here's how they compare this year: Direct Subsidized and Unsubsidized Loans (Undergraduate ...

PLUS, and federal consolidation loans, would carry a 2% interest rate. Notably, this cap isn’t just for new loans — it also applies retroactively to existing loan balances. That means current ...

PLUS loans come with similar benefits as other federal student loans, including flexible repayment options. However, the interest rate is higher than the rates for Direct Subsidized and ...

Federal PLUS loans are currently funded through the ... Other federal student loan programs typically have lower interest rates. Direct Unsubsidized Loans have an interest rate of 8.08%, while ...