This card comes with a free night's stay every year, automatic Silver Elite status and high ongoing rewards at participating Marriott Bonvoy hotels, for a reasonable annual fee.

Some issuers let you start using your credit card immediately after you're approved by giving you a card number. Here's what ...

You’ll get a decent flat rate on all your spending, as well as a welcome offer and interest-free window. But there are other card options that feature more lucrative flat rate rewards.