One of the benefits offered by some employers is a life insurance policy. We help you understand the pros and cons of ...

According to the National Association of Insurance Commissioners, group AD&D and accident-only policies had an average loss ratio of 37% in 2023. That means for every dollar in premium taken in ...

MS&AD Insurance Group Holdings, Inc. engages in the management of its group companies which are in the insurance business. Its operations are carried out ...

Group life insurance covers a number of people under a single policy. It's usually offered through a job, union or other professional association and provides much less coverage than a policy you ...

Accidents happen, and accidental death and dismemberment (or AD&D) insurance is designed to help you or your family in the aftermath. It’s usually offered by employers, along with group life ...