Despite health savings accounts being highly tax-advantaged, most savers do not fully utilize their unique benefits, new data ...

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Both HSAs and FSAs help workers defray costs for medical expenses, but there are key differences between the two.

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Both spouses still must be HSA-eligible. Restriction when one spouse has a Flexible Spending Account (FSA). An employee is not eligible for an HSA if their spouse is enrolled in an FSA.

like a flexible spending account. For 2025, the maximum HSA contribution is $8,550 for a family and $4,300 for singles. (If you’re 55 and older, you can kick in an additional $1,000 in catch-up ...

you may be offered the choice between a health savings account (HSA) and a flexible spending account (FSA). Both accounts allow consumers to pay for medical expenses on a pre-tax basis.