Like most banks, HSBC lets customers manage their bank accounts online. With personal internet banking, customers can monitor their accounts, transfer funds, view statements, pay bills and wire money.

Customers who keep a high checking balance or have a mortgage with HSBC, and prefer to bank online — but only on the desktop site.

You might like HSBC Bank (Member FDIC) if you can keep $100,000 in bank/investment accounts, receive $5,000 in direct deposits each month, or have an HSBC U.S.-based residential mortgage with HSBC.