No medical exam life insurance is a type of coverage that uses medical records and other digital resources to determine eligibility. These are our top picks for best no-exam life insurance.

To get a no-exam life insurance policy, you can search online for simplified or guaranteed issue policies, which are relatively common. KATLEHO SEISA / Getty Images ...

There are downsides to no-exam life insurance, too Despite its perks, no-exam life insurance also has some notable drawbacks. First, the death benefit (the payouts it offers your beneficiaries ...

A medical exam is part of the application process for many life insurance policies. Avoiding the exam speeds up the approval process drastically but these policies usually cost more.

AARP, Country Financial and Ladder top our list of the best life insurance with no medical exam. Find out who else made the cut in 2025.

A no medical exam life insurance policy might seem like a quick, easy way to put coverage in place. But taking the easy way out could leave you with higher premium costs and not enough insurance.