UOB One and OCBC 360—got nerfed on 1 May 2025. Interestingly, the updated rates put them pretty much neck and neck. So… which ...

It’s possible to lower your interest rate on the PNC Spend Wise card by 2 percentage points every 12 months, but a true 0% APR credit card will likely save you more money.

They will, however, often offer lower rates and fees than subprime cards, not require a deposit and provide additional benefits when used in place of paying with cash or debit. Credit cards can help ...