If you're deep in debt, a five-minute call can save you thousands of dollars ... only made the minimum monthly payments, you can explain to your credit card company that you will commit to ...

If you're deep in debt, a five-minute call can save you thousands of dollars. That's what financial guru Ramit Sethi told his ...

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Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a ...

Credit cards are an ubiquitous ... Round Up Your Payments Allocate Extra Funds If minimum payment is $23, consider paying $30 or $50. Those extra few dollars can make a difference over time.

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That’s why it can take several years to repay credit card debt. While the minimum payment makes borrowing money for purchases more affordable, it’s wasting your hard-earned dollars ... and save more ...

Eric Bank is an M.B.A. who has covered financial and business topics since 1985, appearing regularly on Credible, eHow, WiseBread, The Nest, Zacks, Chron, BadCredit.org and dozens of other outlets.

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You can view your credit reports and score for free at AnnualCreditReport.com. Typically, you can view your reports for free once a year. If you're looking to reduce your credit card interest payments ...