Ready to consolidate your debt? Not so fast. Do these things first to improve your chances of getting real relief.

Credit card companies generate most of their income through interest charges, cardholder fees and transaction fees paid by ...

The Credit Card Balance Transfer Dance is a smart strategy to minimize interest charges and accelerate your debt payoff ...

Another way you can help convince your credit card issuer to give you a lower APR is by presenting some other credit card ...

More borrowers are choosing personal loans over balance transfers to pay off debt. Here's why a personal loan might save you ...

But many of these cards charge a 3% to 5% balance transfer fee, which can seriously cut into those savings. The average American has $5,313 in credit card debt.

If the credit card outstanding can be cleared within 3 months, it may be carried forward. Low-cost balance transfer options ...

However, some cards offer a path to paying off debt quicker with an introductory 0% APR period. These cards offer no interest for up to 24 months, which can more than offset any balance transfer fees.

Earn 2% back on every purchase with no annual fee. See why the Citi Double Cash Card is a great pick for simple, everyday ...

Citi Flex Plan is a service that lets Citi credit card holders tap into their line of credit in creative ways. With Citi Flex Pay, cardholders can split a large purchase into fixed monthly payments.

Digital challenger bank Chase has launched its first credit card, offering no foreign transaction fees and up to 15 months ...

Paying only the minimum credit card due may lead to a never-ending cycle of debt. You pay an exorbitant interest, often ...