Ready to consolidate your debt? Not so fast. Do these things first to improve your chances of getting real relief.

Credit card companies generate most of their income through interest charges, cardholder fees and transaction fees paid by ...

The Credit Card Balance Transfer Dance is a smart strategy to minimize interest charges and accelerate your debt payoff ...

Another way you can help convince your credit card issuer to give you a lower APR is by presenting some other credit card ...

More borrowers are choosing personal loans over balance transfers to pay off debt. Here's why a personal loan might save you ...

What's the best consumer option for paying down credit card debt? The answer is steeped in irony and may surprise you.

But many of these cards charge a 3% to 5% balance transfer fee, which can seriously cut into those savings. The average American has $5,313 in credit card debt.

If the credit card outstanding can be cleared within 3 months, it may be carried forward. Low-cost balance transfer options ...

As the most popular credit card type, you can use cash-back credit cards everywhere. No matter what name or issuer is on your ...

However, some cards offer a path to paying off debt quicker with an introductory 0% APR period. These cards offer no interest for up to 24 months, which can more than offset any balance transfer fees.

Earn 2% back on every purchase with no annual fee. See why the Citi Double Cash Card is a great pick for simple, everyday ...