Thulani Cele's struggle with Old Mutual highlights the critical need for consumers to understand their insurance policies.

It can also affect your insurance premiums ... essential factor in job opportunities. Despite its importance, there are several myths about credit that persist. One common misconception is ...

It's important to have business insurance because the financial consequences of a potential mishap could easily wipe out the assets of a small business. Insurance provides protection in case ...

or even when you’re buying life insurance. While credit scores are indeed important, don't overlook the importance of your full credit history. Here's why your credit history carries more weight ...

and Treasury Department used their emergency authority to step in and backstop the uninsured depositors using FDIC insurance funds. The Fed also created a special line of credit that allows banks ...

who are working with credit bureaus to assess their customers. These inclued hire purchase firms offering furniture on agreed terms, insurance premium financiers, and even microfinance institutions.

For example, credit scores can significantly influence insurance rates ... The need to borrow might decrease in retirement, but the importance of a good credit score does not diminish.