Advertiser disclosure Capital One Quicksilver Review: A No-Fuss, No-Gimmicks Card The card earns 1.5% cash back on all purchases, features a sign-up bonus as well as a 0% APR promotion.

Synchrony Bank has a few standout cards in its portfolio. But customer satisfaction isn't the issuer's strong suit, and its retail cards — like most others — come with drawbacks and restrictions.