There have been plenty of truly terrifying horror movies over the years, but only one was so terrifying it required a life insurance policy.

You may have to get a medical exam before you can buy life insurance. This guide will help you understand what a medical exam is and what to expect when you take one.

Credit life insurance is a policy that pays off outstanding debt when you die, but it can be more costly than other life insurance options. Learn how it works here.

Life insurance is commonly purchased to provide financial support for the policyholder’s loved ones in the event of an untimely passing. It acts as a legacy planning tool that can provide funds ...

Depending on the type of life insurance policy you have, you may be able to dip into it for its cash value. Getty Images/iStockphoto Feeling the added pressures of inflation and overall ...

Single-premium life (SPL) is insurance in which a policyholder pays a lump sum of money upfront in exchange for a guaranteed death benefit.; The policy requires that the holder has access to a ...

Discover the top life insurance companies of May 2025. Get in-depth reviews, ... These allow you to draw a limited amount out of your policy to cover medical and other bills you cannot pay while sick.

Purchasing life insurance can be critical for someone with young children at home or a partner depending on them to make ends meet. It can also be useful if you have a large debt, like a mortgage ...

A $250,000 10-year term life insurance policy costs about $9 per month. How much you’ll pay will depend on policy type, term length and your health history.

Pros of whole life insurance. Whole life policies provide benefits that may meet your insurance needs, such as: Insurance coverage is lifelong with a fixed premium and death benefit.

A lengthy nursing home stay can be expensive, and if you don't qualify for Medicaid, you may need to draw down your assets to pay for it. You may choose to leave a life insurance policy behind to ...

Get life insurance quotes. ... If you're facing financial hardship, using your cash surrender value is a viable alternative to drawing down your retirement funds or taking out a traditional loan.