The 42-year-old said she wound up racking up a balance of about $20,000. "It got to the point where I didn't have enough in ...

Financial hardship can lead to strategies for managing and reducing credit card debt, including negotiating with creditors ...

With credit card pain increasing for consumers, it is reasonable to wonder whether to delay 401(k) contributions to reduce ...

I think I should pay off the debt with my $30,000 cash and use a loan from my credit union to purchase a vehicle. The one I ...

Credit card debt can be suffocating for many Americans. During your working years, though, you have better opportunities to ...

Debt forgiveness can provide relief for some seniors, but it's important to know when it is and isn't a wise move.

Thinking about applying for credit card debt forgiveness in today's economy? Start by inspecting these three items.

A personal loan can ease the burden of having multiple debts by consolidating them and reducing your payments. But should you ...

While millions of Americans struggle with shrinking budgets during recessions, strategic credit card use can help protect your finances when you need it most.

The conventional wisdom is that you should keep it below 30%, so consumers are doing well managing their ... to consider that can help you get out of credit card debt: ...

The right card will help you responsibly achieve your ... If you are trying to manage existing credit card debt, a balance transfer card may be a financially advantageous option even after you ...

Dave Ramsey's advice has helped millions of people get out of debt and improve their finances. Some of those people join up ...