Sample Letter For Disputing A Debt Collection Notice. Last updated: July 18, 2007 0 SHARES If you’ve ... You don’t have to dispute a debt to get debt collectors to stop calling you.

If you do not dispute the debt within 30 days of receiving the verification letter, the collection agency will assume the debt is valid. Make sure the money owed is listed as medical debt.

Disputing a debt you believe you don't owe can be intimidating. Sending a dispute letter to creditors is the first step to dispute a debt with a creditor or collector.

Send your letter via certified mail: Always send your dispute letter via certified mail with a return receipt requested. This ensures you have proof that the debt collector received your dispute.

Verify the debt and the collection agency. Go to each credit reporting agency's --Equifax, Experian, and Trans Union--website and navigate to their dispute page and file a dispute request.

SPRINGFIELD, Mo. (KY3) - If you’ve ever been contacted by a collection agency over medical debt, you’re not alone. Over 40 million people have unpaid medical bills sent to collections.

When disputing wrongful collections, the debt relief company will conduct a thorough review of your credit reports and collection documentation to identify potential legal violations by the collector.

(Medical bills are quick to go to collections if you ignore them.) In each instance, a 60 day hold was placed on my account as required by law, and I was given an address where I needed to send my ...

If the verification letter shows an error, file a dispute in writing by either email or certified letter within 30 days, or else the collection agency will assume the debt is valid.