Finding an unfamiliar collection ... Directly dispute it with the debt collector You can directly dispute debts with a debt collector by requesting debt validation within 30 days of first contact. To ...

Every year, millions of Americans are contacted by debt collectors over old debts — and the debt collection process tends to be similar whether it's a lingering medical bill, delinquent credit ...

Finding an unfamiliar collection ... directly dispute debts with a debt collector by requesting debt validation within 30 days of first contact. To do this, you'll write a detailed letter ...